How our pay calculators work
Figures for 2026/27. Last updated: 1 Nov 2026. Rates are checked by hand whenever official pay, tax or pension rates change. Every figure is an estimate for a full year at the stated rates.
Teachers
Full-time salary = pay point (STRB 36th report, from 1 September 2026, provisional until the STPCD 2026 is final) + TLR + SEN allowance. Actual salary = full-time salary × FTE.
Support staff
Hourly rate = FTE salary ÷ 52.143 ÷ 37. Actual salary = FTE × (hours ÷ 37) × (paid weeks ÷ 52.143). NJC pay spine from 1 April 2026.
Deductions
- Pension rate is set by actual pay (Teachers' Pension or LGPS bands from 1 April 2026; TPS bands provisional until the circular is checked) and taken before tax.
- Income tax: personal allowance £12,570, tapered above £100,000. England, Wales and NI 20/40/45%; Scotland 19/20/21/42/45/48%.
- National Insurance: 8% from £12,570 to £50,270, 2% above, on actual salary.
- Student loans: 9% above Plan 1 £26,900, Plan 2 £29,385, Plan 4 £33,795, Plan 5 £25,000; postgraduate 6% above £21,000.
Payroll uses monthly calculations, so payslips may differ by a few pounds. Sources: STRB, NJC, HMRC, Teachers' Pensions, LGPS.