Take-home pay calculator
On £34,069 (M1 outside London) a teacher in England takes home about £2,169 a month after income tax, National Insurance and Teachers' Pension. Enter any school salary to see yours.
Take-home pay
£2,169.37 a month
£26,032.39 a year
- Actual salary
- £34,069.00
- Monthly gross
- £2,839.08
- Teachers' Pension (7.4%)
- −£2,521.11
- Income tax
- −£3,795.58
- National Insurance
- −£1,719.92
- Student loans
- None
Your employer also pays 28.68% into your pension: £9,770.99 a year.
Estimate for a full year at these rates. Payroll uses monthly calculations, so your payslip may differ by a few pounds.
Figures for 2026/27, last checked 1 Nov 2026. Pension bands from 1 Apr 2026 are provisional until checked against the scheme circulars. How we calculate
Frequently asked questions
Is pension taken off before tax?
Yes. Teachers' Pension and LGPS contributions are taken before income tax, but not before National Insurance or student loan repayments.
Does Scotland have different tax?
Yes. Scotland has six income tax bands, from 19% to 48%. National Insurance is the same across the UK.
Should I enter my full-time salary?
No. If you work part time or term time, enter your actual yearly pay.